Sep, 30, 2025 — ARK VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in ARKANSAS CITY, KS with 3 branch locations and about $56.74 million in total assets. Opened 71 years ago in 1955, ARK VALLEY CREDIT UNION has about 9,293 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ARK VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1515 N Summit St ARKANSAS CITY, KS 67005 |
| Phone: | (620) 442-8210 |
| Fax: | (620) 442-2459 |
| Website: | https://www.arkvalleycu.org |
| Branches: | 3 branch locations |
| Members: | 9,293 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62894 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jan 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $56,735,494 |
| CEO/Manager: | Kim Anneler |
| Chairperson: | james m Reichle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,055,029 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,538,670 |
| Unsecured Loans | 1,848,136 |
| Other Loans | 20,228,732 |
| TOTAL LOANS | 32,615,538 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -113,910 |
| Land And Building | 2,091,279 |
| Other Fixed Assets | 264,862 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 469,720 |
| All Other Assets | 0 |
| TOTAL ASSETS | 56,735,494 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14,221 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 443,817 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,109,917 |
| Regular shares | 31,274,368 |
| All Other Shares & Deposits | 7,755,350 |
| TOTAL SHARES & DEPOSITS | 48,139,635 |
| TOTAL LIABILITIES | 48,597,673 |
| Regular Reserve | 0 |
| Other Reserves | 1,118,165 |
| Undivided Earnings | 7,019,656 |
| TOTAL EQUITY | 8,137,821 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 56,735,494 |
| INCOME & EXPENSE | |
| Loan Income | 1,475,091 |
| Investment Income | 387,839 |
| Other Income | 658,624 |
| Total Employee Compensation & Benefits | 661,070 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,107,577 |
| Non-operating Income & (Expense) | 18,888 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,668 |
| Cost of Funds | 229,620 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 521,507 |
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