Sep, 30, 2025 — ARIZONA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in PHOENIX, AZ with 9 branch locations and about $722.74 million in total assets. Opened 87 years ago in 1939, ARIZONA CENTRAL CREDIT UNION has about 63,554 members and employs 163 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ARIZONA CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2020 N Central Ave Ste 200 PHOENIX, AZ 85004 |
| Phone: | (602) 264-6421 |
| Fax: | |
| Website: | https://www.azcentralcu.org |
| Branches: | 9 branch locations |
| Members: | 63,554 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62881 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $722,743,433 |
| CEO/Manager: | Brian Lee |
| Chairperson: | MARK DENKE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 55,096,419 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 211,728 |
| Real Estate Loans | 288,598,991 |
| Unsecured Loans | 25,084,038 |
| Other Loans | 272,053,567 |
| TOTAL LOANS | 585,736,596 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,765,405 |
| Land And Building | 11,818,208 |
| Other Fixed Assets | 2,317,410 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,875,532 |
| All Other Assets | 182,979 |
| TOTAL ASSETS | 722,743,433 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 23,000,000 |
| Accounts Payable & Other Liabilities | 7,136,434 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 151,624,862 |
| Regular shares | 178,078,316 |
| All Other Shares & Deposits | 308,480,572 |
| TOTAL SHARES & DEPOSITS | 638,183,750 |
| TOTAL LIABILITIES | 668,320,184 |
| Regular Reserve | 0 |
| Other Reserves | -7,258,336 |
| Undivided Earnings | 61,681,585 |
| TOTAL EQUITY | 54,423,249 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 722,743,433 |
| INCOME & EXPENSE | |
| Loan Income | 24,790,211 |
| Investment Income | 2,706,138 |
| Other Income | 3,221,053 |
| Total Employee Compensation & Benefits | 12,489,086 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,344,022 |
| Non-operating Income & (Expense) | -155,554 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,899,466 |
| Cost of Funds | 6,563,962 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,280,073 |
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