Sep, 30, 2025 — ONPOINT COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in PORTLAND, OR with 57 branch locations and about $9.62 billion in total assets. Opened 94 years ago in 1932, ONPOINT COMMUNITY CREDIT UNION has about 631,292 members and employs 1,263 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONPOINT COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2701 NW Vaughn St PORTLAND, OR 97210 |
| Phone: | (800) 527-3932 |
| Fax: | (503) 273-1787 |
| Website: | https://www.onpointcu.com |
| Branches: | 57 branch locations |
| Members: | 631,292 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62745 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $9,624,934,130 |
| CEO/Manager: | Robert Stuart |
| Chairperson: | Darren Nakata |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,220,373,561 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 44,261,122 |
| Real Estate Loans | 3,888,864,030 |
| Unsecured Loans | 355,883,556 |
| Other Loans | 1,803,924,522 |
| TOTAL LOANS | 6,048,672,107 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -58,508,975 |
| Land And Building | 7,733,407 |
| Other Fixed Assets | 72,423,714 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 80,144,210 |
| All Other Assets | 1,335,315 |
| TOTAL ASSETS | 9,624,934,130 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 5,197,214 |
| Accounts Payable & Other Liabilities | 183,379,866 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,474,319,489 |
| Regular shares | 1,476,023,680 |
| All Other Shares & Deposits | 4,145,403,797 |
| TOTAL SHARES & DEPOSITS | 8,095,746,966 |
| TOTAL LIABILITIES | 8,284,610,149 |
| Regular Reserve | 0 |
| Other Reserves | -726,323 |
| Undivided Earnings | 1,341,050,304 |
| TOTAL EQUITY | 1,340,323,981 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,624,934,130 |
| INCOME & EXPENSE | |
| Loan Income | 258,841,630 |
| Investment Income | 97,410,480 |
| Other Income | 9,755,931 |
| Total Employee Compensation & Benefits | 116,492,845 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 100,060,200 |
| Non-operating Income & (Expense) | 76,201 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,140,581 |
| Cost of Funds | 98,411,808 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 95,081,813 |
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