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FREEDOM COMMUNITY CREDIT UNION

Sep, 30, 2025 — FREEDOM COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in FARGO, ND with 2 branch locations and about $31.52 million in total assets. Opened 72 years ago in 1954, FREEDOM COMMUNITY CREDIT UNION has about 2,425 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FREEDOM COMMUNITY CREDIT UNION
Address:
(Main Office)
2940 UNIVERSITY DR N
FARGO, ND 58102
Phone:(701) 232-0828
Fax:(701) 293-7339
Website:https://www.freedomccu.com
Branches:2 branch locations
Members:2,425
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62722
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1954
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$31,522,367
CEO/Manager:Mary B Hagen
Chairperson:Robert Foss

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,486,874
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,908,455
 Unsecured Loans 996,621
 Other Loans 7,791,671
 TOTAL LOANS 13,696,747
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -73,542
 Land And Building 1,145,833
 Other Fixed Assets 19,363
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 282,999
 All Other Assets 0
  TOTAL ASSETS 31,522,367
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 159,177
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,040,465
 Regular shares 8,723,649
 All Other Shares & Deposits 14,000,261
  TOTAL SHARES & DEPOSITS 28,764,375
  TOTAL LIABILITIES 28,923,552
 Regular Reserve 0
 Other Reserves 617,744
 Undivided Earnings 1,981,071
  TOTAL EQUITY 2,598,815
  TOTAL LIABILITIES, SHARES, & EQUITY 31,522,367
INCOME & EXPENSE  
 Loan Income 410,932
 Investment Income 91,846
 Other Income 55,830
 Total Employee Compensation & Benefits 283,220
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 269,451
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 16,550
 Cost of Funds 6,779
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -7,230
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