Sep, 30, 2025 — TOGETHER CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 26 branch locations and about $2.64 billion in total assets. Opened 87 years ago in 1939, TOGETHER CREDIT UNION has about 145,136 members and employs 429 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TOGETHER CREDIT UNION |
|---|---|
| Address: (Main Office) | 423 Lynch St SAINT LOUIS, MO 63118-1902 |
| Phone: | (314) 771-7700 |
| Fax: | (314) 771-3540 |
| Website: | https://www.togethercu.org |
| Branches: | 26 branch locations |
| Members: | 145,136 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62715 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,641,033,103 |
| CEO/Manager: | Robert McKay |
| Chairperson: | Beth Rickmann |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 161,700,608 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 4,127,891 |
| Real Estate Loans | 1,055,051,238 |
| Unsecured Loans | 208,299,078 |
| Other Loans | 861,046,733 |
| TOTAL LOANS | 2,124,397,049 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,906,740 |
| Land And Building | 37,694,650 |
| Other Fixed Assets | 7,802,030 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 19,933,999 |
| All Other Assets | 110,240 |
| TOTAL ASSETS | 2,641,033,103 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,088,949 |
| Notes & Interest Payable | 122,500,000 |
| Accounts Payable & Other Liabilities | 36,878,546 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 407,505,681 |
| Regular shares | 475,748,507 |
| All Other Shares & Deposits | 1,367,845,485 |
| TOTAL SHARES & DEPOSITS | 2,251,099,673 |
| TOTAL LIABILITIES | 2,411,692,168 |
| Regular Reserve | 0 |
| Other Reserves | -16,180,496 |
| Undivided Earnings | 245,521,431 |
| TOTAL EQUITY | 229,340,935 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,641,033,103 |
| INCOME & EXPENSE | |
| Loan Income | 90,331,645 |
| Investment Income | 18,371,509 |
| Other Income | 9,874,573 |
| Total Employee Compensation & Benefits | 36,041,096 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 33,235,227 |
| Non-operating Income & (Expense) | -29,663 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,275,000 |
| Cost of Funds | 44,107,061 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,646,404 |
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