Sep, 30, 2025 — CENTRAL WILLAMETTE CREDIT UNION is a federally insured state chartered credit union headquartered in ALBANY, OR with 10 branch locations and about $609.10 million in total assets. Opened 71 years ago in 1955, CENTRAL WILLAMETTE CREDIT UNION has about 37,946 members and employs 150 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL WILLAMETTE CREDIT UNION |
|---|---|
| Address: (Main Office) | 7101 Supra Dr SW ALBANY, OR 97321 |
| Phone: | (541) 928-4536 |
| Fax: | (541) 926-4843 |
| Website: | https://www.centralwcu.org |
| Branches: | 10 branch locations |
| Members: | 37,946 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62665 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $609,100,934 |
| CEO/Manager: | Stacie Wyss-Schoenborn |
| Chairperson: | Steve Uerlings |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 66,748,535 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 159,296,236 |
| Unsecured Loans | 24,803,747 |
| Other Loans | 270,340,699 |
| TOTAL LOANS | 454,440,682 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,954,845 |
| Land And Building | 6,736,723 |
| Other Fixed Assets | 4,865,810 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,804,268 |
| All Other Assets | 744,919 |
| TOTAL ASSETS | 609,100,934 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 9,657,461 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 24,500,000 |
| Share Drafts | 127,738,190 |
| Regular shares | 94,125,911 |
| All Other Shares & Deposits | 299,481,252 |
| TOTAL SHARES & DEPOSITS | 521,345,353 |
| TOTAL LIABILITIES | 555,502,814 |
| Regular Reserve | 0 |
| Other Reserves | -5,561,058 |
| Undivided Earnings | 59,159,178 |
| TOTAL EQUITY | 53,598,120 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 609,100,934 |
| INCOME & EXPENSE | |
| Loan Income | 21,151,332 |
| Investment Income | 2,991,865 |
| Other Income | 2,914,645 |
| Total Employee Compensation & Benefits | 10,426,261 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,225,230 |
| Non-operating Income & (Expense) | 1,029,018 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,397,100 |
| Cost of Funds | 5,644,224 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,756,812 |
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