ELECTRO SAVINGS CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.electrosavings.com for more information.
Sep, 30, 2025 — ELECTRO SAVINGS CREDIT UNION is a federally insured state chartered credit union headquartered in Saint Louis, MO with 5 branch locations and about $230.33 million in total assets. Opened 85 years ago in 1941, ELECTRO SAVINGS CREDIT UNION has about 21,656 members and employs 62 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ELECTRO SAVINGS CREDIT UNION |
|---|---|
| Address: (Main Office) | 1805 Craigshire Rd Saint Louis, MO 63146 |
| Phone: | (314) 434-6470 |
| Fax: | (314) 434-3558 |
| Website: | https://www.electrosavings.com |
| Branches: | 5 branch locations |
| Members: | 21,656 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62590 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $230,329,778 |
| CEO/Manager: | Jim Struble |
| Chairperson: | James Mullineaux |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,042,415 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 72,658,246 |
| Unsecured Loans | 10,286,994 |
| Other Loans | 113,286,959 |
| TOTAL LOANS | 196,232,199 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,956,331 |
| Land And Building | 8,508,779 |
| Other Fixed Assets | 668,174 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,995,580 |
| All Other Assets | 252,538 |
| TOTAL ASSETS | 230,329,778 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 18,750,000 |
| Accounts Payable & Other Liabilities | 2,184,537 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 47,622,296 |
| Regular shares | 73,829,346 |
| All Other Shares & Deposits | 73,241,277 |
| TOTAL SHARES & DEPOSITS | 194,692,919 |
| TOTAL LIABILITIES | 215,627,456 |
| Regular Reserve | 0 |
| Other Reserves | -862,578 |
| Undivided Earnings | 15,564,900 |
| TOTAL EQUITY | 14,702,322 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 230,329,778 |
| INCOME & EXPENSE | |
| Loan Income | 6,915,508 |
| Investment Income | 170,270 |
| Other Income | 1,581,453 |
| Total Employee Compensation & Benefits | 3,785,191 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,085,416 |
| Non-operating Income & (Expense) | -26,038 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,449,330 |
| Cost of Funds | 567,946 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -1,136,029 |
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