Sep, 30, 2025 — AUTO-OWNERS ASSOCIATES CREDIT UNION is a federally insured state chartered credit union headquartered in LANSING, MI with 1 branch location and about $40.57 million in total assets. Opened 78 years ago in 1948, AUTO-OWNERS ASSOCIATES CREDIT UNION has about 2,572 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AUTO-OWNERS ASSOCIATES CREDIT UNION |
|---|---|
| Address: (Main Office) | 6101 Anacapri Blvd LANSING, MI 48917 |
| Phone: | (517) 323-1370 |
| Fax: | (517) 391-1189 |
| Website: | https://www.aoacu.com |
| Branches: | 1 branch locations |
| Members: | 2,572 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62543 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $40,570,275 |
| CEO/Manager: | Brandon Biddinger |
| Chairperson: | Karl Recker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,192,372 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 890,954 |
| Other Loans | 6,290,907 |
| TOTAL LOANS | 7,181,861 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -24,158 |
| Land And Building | 0 |
| Other Fixed Assets | 462 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 342,834 |
| All Other Assets | 0 |
| TOTAL ASSETS | 40,570,275 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,054 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 169,590 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,119,768 |
| Regular shares | 20,878,377 |
| All Other Shares & Deposits | 4,726,884 |
| TOTAL SHARES & DEPOSITS | 32,725,029 |
| TOTAL LIABILITIES | 32,901,673 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,668,602 |
| TOTAL EQUITY | 7,668,602 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 40,570,275 |
| INCOME & EXPENSE | |
| Loan Income | 337,354 |
| Investment Income | 904,967 |
| Other Income | 103,814 |
| Total Employee Compensation & Benefits | 239,010 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 354,995 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,066 |
| Cost of Funds | 139,130 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 651,091 |
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