Sep, 30, 2025 — UNIVERSITY OF VA COMMUNITY CU CREDIT UNION is a federally insured state chartered credit union headquartered in CHARLOTTESVILLE, VA with 15 branch locations and about $1.57 billion in total assets. Opened 72 years ago in 1954, UNIVERSITY OF VA COMMUNITY CU CREDIT UNION has about 84,368 members and employs 262 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNIVERSITY OF VA COMMUNITY CU CREDIT UNION |
|---|---|
| Address: (Main Office) | 3300 Berkmar Dr CHARLOTTESVILLE, VA 22901-1491 |
| Phone: | (434) 964-2001 |
| Fax: | (434) 964-2081 |
| Website: | https://www.uvacreditunion.org |
| Branches: | 15 branch locations |
| Members: | 84,368 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62504 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,568,273,352 |
| CEO/Manager: | Susan M Gruber |
| Chairperson: | Pamela W Higgins |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 141,668,711 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 265,713 |
| Real Estate Loans | 476,760,867 |
| Unsecured Loans | 78,111,613 |
| Other Loans | 412,309,782 |
| TOTAL LOANS | 967,182,262 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,159,508 |
| Land And Building | 19,882,354 |
| Other Fixed Assets | 17,813,857 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,511,581 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,568,273,352 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 54,310 |
| Notes & Interest Payable | 30,000,000 |
| Accounts Payable & Other Liabilities | 14,353,908 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 316,544,756 |
| Regular shares | 336,142,214 |
| All Other Shares & Deposits | 731,279,324 |
| TOTAL SHARES & DEPOSITS | 1,383,966,292 |
| TOTAL LIABILITIES | 1,428,405,152 |
| Regular Reserve | 0 |
| Other Reserves | -13,810,638 |
| Undivided Earnings | 153,678,838 |
| TOTAL EQUITY | 139,868,200 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,568,273,352 |
| INCOME & EXPENSE | |
| Loan Income | 40,710,186 |
| Investment Income | 12,275,898 |
| Other Income | 4,605,270 |
| Total Employee Compensation & Benefits | 21,173,655 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 17,579,375 |
| Non-operating Income & (Expense) | -180,060 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,526,439 |
| Cost of Funds | 14,590,431 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,732,942 |
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