EL RENO R.I.L. CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.rockislandcu.com for more information.
Sep, 30, 2025 — EL RENO R.I.L. CREDIT UNION is a federally insured state chartered credit union headquartered in EL RENO, OK with 1 branch location and about $47.35 million in total assets. Opened 92 years ago in 1934, EL RENO R.I.L. CREDIT UNION has about 4,517 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EL RENO R.I.L. CREDIT UNION |
|---|---|
| Address: (Main Office) | 320 S ROCK ISLAND AVE EL RENO, OK 73036 |
| Phone: | (405) 262-1463 |
| Fax: | (405) 262-9435 |
| Website: | https://www.rockislandcu.com |
| Branches: | 1 branch locations |
| Members: | 4,517 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62479 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $47,348,971 |
| CEO/Manager: | Griselda Spencer |
| Chairperson: | Robert McCray |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,929,630 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 730,434 |
| Unsecured Loans | 240,076 |
| Other Loans | 9,097,120 |
| TOTAL LOANS | 10,067,630 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -28,299 |
| Land And Building | 120,799 |
| Other Fixed Assets | 12,913 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 407,875 |
| All Other Assets | 0 |
| TOTAL ASSETS | 47,348,971 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 195,560 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,619,738 |
| Regular shares | 24,008,901 |
| All Other Shares & Deposits | 11,077,067 |
| TOTAL SHARES & DEPOSITS | 42,705,706 |
| TOTAL LIABILITIES | 42,901,266 |
| Regular Reserve | 0 |
| Other Reserves | -690,907 |
| Undivided Earnings | 5,138,612 |
| TOTAL EQUITY | 4,447,705 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 47,348,971 |
| INCOME & EXPENSE | |
| Loan Income | 320,776 |
| Investment Income | 261,336 |
| Other Income | 183,194 |
| Total Employee Compensation & Benefits | 282,189 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 540,010 |
| Non-operating Income & (Expense) | 945 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,201 |
| Cost of Funds | 40,696 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -75,883 |
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