Sep, 30, 2025 — DUPONT COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in WAYNESBORO, VA with 14 branch locations and about $1.97 billion in total assets. Opened 67 years ago in 1959, DUPONT COMMUNITY CREDIT UNION has about 122,650 members and employs 356 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DUPONT COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1154 Shenandoah Village Dr WAYNESBORO, VA 22980 |
| Phone: | (540) 946-3200 |
| Fax: | (540) 946-3212 |
| Website: | https://www.mydccu.com |
| Branches: | 14 branch locations |
| Members: | 122,650 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62474 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,973,625,281 |
| CEO/Manager: | Steve Elkins |
| Chairperson: | Angela M Simonetti |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 156,116,454 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,217,000 |
| Real Estate Loans | 872,594,224 |
| Unsecured Loans | 149,877,963 |
| Other Loans | 142,890,446 |
| TOTAL LOANS | 1,165,362,633 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,208,075 |
| Land And Building | 47,154,828 |
| Other Fixed Assets | 6,577,800 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 16,008,431 |
| All Other Assets | 23,743 |
| TOTAL ASSETS | 1,973,625,281 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 4,940,000 |
| Accounts Payable & Other Liabilities | 26,253,439 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 514,587,318 |
| Regular shares | 342,071,824 |
| All Other Shares & Deposits | 898,575,504 |
| TOTAL SHARES & DEPOSITS | 1,755,234,648 |
| TOTAL LIABILITIES | 1,786,754,327 |
| Regular Reserve | 0 |
| Other Reserves | -24,932,376 |
| Undivided Earnings | 211,803,330 |
| TOTAL EQUITY | 186,870,954 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,973,625,281 |
| INCOME & EXPENSE | |
| Loan Income | 51,374,044 |
| Investment Income | 17,320,533 |
| Other Income | 6,282,042 |
| Total Employee Compensation & Benefits | 24,843,954 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 24,588,246 |
| Non-operating Income & (Expense) | -3,193,466 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,288,761 |
| Cost of Funds | 24,245,089 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,272,589 |
| ↑ Back to Top | |