VIRGINIA TRAILWAYS FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — VIRGINIA TRAILWAYS FEDERAL CREDIT UNION is a federal credit union headquartered in Charlottesville, VA with 1 branch location and about $2.17 million in total assets. Opened 77 years ago in 1949, VIRGINIA TRAILWAYS FEDERAL CREDIT UNION has about 1,174 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VIRGINIA TRAILWAYS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 485 Hillsdale Dr 110B Charlottesville, VA 22901 |
| Phone: | (434) 295-0181 |
| Fax: | (434) 984-5269 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,174 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6242 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Sep 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,170,821 |
| CEO/Manager: | Lynn M Kirby |
| Chairperson: | Nancy K Dudley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,137,565 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 124,851 |
| Other Loans | 891,937 |
| TOTAL LOANS | 1,016,788 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,278 |
| Land And Building | 0 |
| Other Fixed Assets | 6,084 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 20,662 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,170,821 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,296 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,831,137 |
| All Other Shares & Deposits | 174,915 |
| TOTAL SHARES & DEPOSITS | 2,006,052 |
| TOTAL LIABILITIES | 2,007,348 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 163,473 |
| TOTAL EQUITY | 163,473 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,170,821 |
| INCOME & EXPENSE | |
| Loan Income | 53,056 |
| Investment Income | 2,521 |
| Other Income | 4,118 |
| Total Employee Compensation & Benefits | 70,312 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 24,699 |
| Non-operating Income & (Expense) | 11,001 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 1,005 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -25,320 |
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