Sep, 30, 2025 — DETOUR DRUMMOND COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in DRUMMOND ISLAND, MI with 2 branch locations and about $38.81 million in total assets. Opened 66 years ago in 1960, DETOUR DRUMMOND COMMUNITY CREDIT UNION has about 2,037 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DETOUR DRUMMOND COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 34857 S Townline Rd DRUMMOND ISLAND, MI 49726-9486 |
| Phone: | (906) 493-5263 |
| Fax: | (906) 493-5168 |
| Website: | https://www.ddccu.com |
| Branches: | 2 branch locations |
| Members: | 2,037 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62344 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $38,805,865 |
| CEO/Manager: | Hilary Fountain |
| Chairperson: | Craig Miller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,803,955 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,550,226 |
| Unsecured Loans | 1,002,833 |
| Other Loans | 4,032,682 |
| TOTAL LOANS | 16,585,741 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -23,628 |
| Land And Building | 1,103,265 |
| Other Fixed Assets | 45,935 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 293,098 |
| All Other Assets | 0 |
| TOTAL ASSETS | 38,805,865 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 10,229 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 103,868 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,160,591 |
| Regular shares | 17,856,877 |
| All Other Shares & Deposits | 4,052,200 |
| TOTAL SHARES & DEPOSITS | 32,069,668 |
| TOTAL LIABILITIES | 32,183,765 |
| Regular Reserve | 0 |
| Other Reserves | -38,387 |
| Undivided Earnings | 6,660,487 |
| TOTAL EQUITY | 6,622,100 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,805,865 |
| INCOME & EXPENSE | |
| Loan Income | 815,529 |
| Investment Income | 352,105 |
| Other Income | 29,102 |
| Total Employee Compensation & Benefits | 491,611 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 439,338 |
| Non-operating Income & (Expense) | -5,306 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 22,645 |
| Cost of Funds | 68,446 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 251,641 |
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