Sep, 30, 2025 — TEAM ONE CREDIT UNION is a federally insured state chartered credit union headquartered in SAGINAW, MI with 11 branch locations and about $751.81 million in total assets. Opened 91 years ago in 1935, TEAM ONE CREDIT UNION has about 47,504 members and employs 157 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TEAM ONE CREDIT UNION |
|---|---|
| Address: (Main Office) | 520 HAYDEN ST SAGINAW, MI 48607 |
| Phone: | (989) 754-6575 |
| Fax: | (989) 754-4249 |
| Website: | https://www.teamonecu.org |
| Branches: | 11 branch locations |
| Members: | 47,504 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62141 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $751,810,553 |
| CEO/Manager: | Derrick Barber |
| Chairperson: | Rebecca Sanchez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 73,998,774 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 324,065,022 |
| Unsecured Loans | 46,121,218 |
| Other Loans | 149,487,100 |
| TOTAL LOANS | 520,015,968 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,530,975 |
| Land And Building | 15,191,524 |
| Other Fixed Assets | 3,805,757 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,275,178 |
| All Other Assets | 343,164 |
| TOTAL ASSETS | 751,810,553 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,359,784 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 126,521,052 |
| Regular shares | 219,685,652 |
| All Other Shares & Deposits | 325,066,484 |
| TOTAL SHARES & DEPOSITS | 671,273,188 |
| TOTAL LIABILITIES | 678,658,801 |
| Regular Reserve | 0 |
| Other Reserves | 11,099,806 |
| Undivided Earnings | 62,051,946 |
| TOTAL EQUITY | 73,151,752 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 751,810,553 |
| INCOME & EXPENSE | |
| Loan Income | 22,593,040 |
| Investment Income | 4,853,059 |
| Other Income | 3,875,956 |
| Total Employee Compensation & Benefits | 11,224,580 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,891,345 |
| Non-operating Income & (Expense) | -110,592 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,625,590 |
| Cost of Funds | 7,609,884 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,577,221 |
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