Sep, 30, 2025 — SUNRISE FAMILY CREDIT UNION is a federally insured state chartered credit union headquartered in BAY CITY, MI with 3 branch locations and about $130.09 million in total assets. Opened 70 years ago in 1956, SUNRISE FAMILY CREDIT UNION has about 11,218 members and employs 40 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SUNRISE FAMILY CREDIT UNION |
|---|---|
| Address: (Main Office) | 404 S Euclid Ave BAY CITY, MI 48706-3206 |
| Phone: | (989) 684-1730 |
| Fax: | (989) 686-2552 |
| Website: | https://www.sunrisefamilycu.org |
| Branches: | 3 branch locations |
| Members: | 11,218 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61995 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $130,091,314 |
| CEO/Manager: | Jeff G Rabanus |
| Chairperson: | James Voss |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,546,819 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,142,043 |
| Unsecured Loans | 7,503,284 |
| Other Loans | 21,849,170 |
| TOTAL LOANS | 48,494,498 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -202,261 |
| Land And Building | 3,188,787 |
| Other Fixed Assets | 483,133 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,193,743 |
| All Other Assets | 4,607 |
| TOTAL ASSETS | 130,091,314 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,316 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 851,058 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 26,381,031 |
| Regular shares | 76,664,181 |
| All Other Shares & Deposits | 14,707,311 |
| TOTAL SHARES & DEPOSITS | 117,752,523 |
| TOTAL LIABILITIES | 118,605,897 |
| Regular Reserve | 0 |
| Other Reserves | -538,477 |
| Undivided Earnings | 12,023,894 |
| TOTAL EQUITY | 11,485,417 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 130,091,314 |
| INCOME & EXPENSE | |
| Loan Income | 2,109,212 |
| Investment Income | 1,807,962 |
| Other Income | 402,755 |
| Total Employee Compensation & Benefits | 2,100,005 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,333,773 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -14,098 |
| Cost of Funds | 458,500 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -48,202 |
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