Sep, 30, 2025 — DERRY AREA FEDERAL CREDIT UNION is a federal credit union headquartered in DERRY, PA with 2 branch locations and about $12.92 million in total assets. Opened 77 years ago in 1949, DERRY AREA FEDERAL CREDIT UNION has about 1,857 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DERRY AREA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 160 E 1st Ave DERRY, PA 15627-1926 |
| Phone: | (724) 694-5479 |
| Fax: | (724) 694-0570 |
| Website: | https://www.dafcu.com |
| Branches: | 2 branch locations |
| Members: | 1,857 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6196 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,920,448 |
| CEO/Manager: | Donna K Bush |
| Chairperson: | Brian Penich |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,012,072 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,253,095 |
| Unsecured Loans | 371,895 |
| Other Loans | 4,408,986 |
| TOTAL LOANS | 6,033,976 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -57,825 |
| Land And Building | 89,871 |
| Other Fixed Assets | 20,802 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 110,682 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,920,448 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 25,535 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 27,104 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,639,747 |
| Regular shares | 8,355,996 |
| All Other Shares & Deposits | 1,275,774 |
| TOTAL SHARES & DEPOSITS | 11,271,518 |
| TOTAL LIABILITIES | 11,324,157 |
| Regular Reserve | 0 |
| Other Reserves | 519,822 |
| Undivided Earnings | 1,076,469 |
| TOTAL EQUITY | 1,596,291 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,920,448 |
| INCOME & EXPENSE | |
| Loan Income | 261,188 |
| Investment Income | 203,616 |
| Other Income | 16,775 |
| Total Employee Compensation & Benefits | 153,464 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 123,964 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,159 |
| Cost of Funds | 144,193 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 57,776 |
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