Sep, 30, 2025 — DFCU FINANCIAL CREDIT UNION (DFCU) is a federally insured state chartered credit union headquartered in DEARBORN, MI with 37 branch locations and about $6.88 billion in total assets. Opened 90 years ago in 1936, DFCU FINANCIAL CREDIT UNION (DFCU) has about 239,484 members and employs 635 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DFCU FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 400 Town Center Dr DEARBORN, MI 48126 |
| Phone: | (313) 336-2700 |
| Fax: | |
| Website: | https://www.dfcufinancial.com |
| Branches: | 37 branch locations |
| Members: | 239,484 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61844 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $6,876,642,229 |
| CEO/Manager: | Ryan Goldberg |
| Chairperson: | James Cowper |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,050,272,682 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 2,946,550 |
| Real Estate Loans | 1,917,202,688 |
| Unsecured Loans | 64,792,714 |
| Other Loans | 416,688,614 |
| TOTAL LOANS | 2,398,684,016 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -23,477,426 |
| Land And Building | 54,505,641 |
| Other Fixed Assets | 9,053,578 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 52,516,221 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,876,642,229 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 10,478,080 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 65,045,315 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 315,528,856 |
| Regular shares | 2,479,702,972 |
| All Other Shares & Deposits | 3,322,666,109 |
| TOTAL SHARES & DEPOSITS | 6,117,897,937 |
| TOTAL LIABILITIES | 6,194,227,332 |
| Regular Reserve | 0 |
| Other Reserves | -251,688,712 |
| Undivided Earnings | 934,103,609 |
| TOTAL EQUITY | 682,414,897 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,876,642,229 |
| INCOME & EXPENSE | |
| Loan Income | 111,498,000 |
| Investment Income | 81,887,107 |
| Other Income | 12,166,571 |
| Total Employee Compensation & Benefits | 54,247,667 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 38,832,493 |
| Non-operating Income & (Expense) | -33,546 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,861,220 |
| Cost of Funds | 67,860,516 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 69,770,201 |
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