Sep, 30, 2025 — U. S. EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in CHICAGO, IL with 2 branch locations and about $102.31 million in total assets. Opened 73 years ago in 1953, U. S. EMPLOYEES CREDIT UNION has about 6,059 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U. S. EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 230 S Dearborn St Ste 2962 CHICAGO, IL 60604-1592 |
| Phone: | (312) 922-5310 |
| Fax: | (312) 922-8609 |
| Website: | https://www.usemployees.org |
| Branches: | 2 branch locations |
| Members: | 6,059 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61793 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $102,314,908 |
| CEO/Manager: | Eric W Stiegel |
| Chairperson: | Paul E Durbak |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,542,560 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,556,199 |
| Unsecured Loans | 3,955,385 |
| Other Loans | 12,216,788 |
| TOTAL LOANS | 27,728,372 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -511,003 |
| Land And Building | 0 |
| Other Fixed Assets | 136,204 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 815,483 |
| All Other Assets | 11,950 |
| TOTAL ASSETS | 102,314,908 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 579,529 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 23,594,033 |
| Regular shares | 32,793,725 |
| All Other Shares & Deposits | 32,596,352 |
| TOTAL SHARES & DEPOSITS | 88,984,110 |
| TOTAL LIABILITIES | 89,563,639 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,751,269 |
| TOTAL EQUITY | 12,751,269 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 102,314,908 |
| INCOME & EXPENSE | |
| Loan Income | 1,456,744 |
| Investment Income | 1,677,555 |
| Other Income | 671,368 |
| Total Employee Compensation & Benefits | 1,852,841 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,164,970 |
| Non-operating Income & (Expense) | -31,500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 76,528 |
| Cost of Funds | 199,218 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 866,961 |
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