Sep, 30, 2025 — LOUISIANA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in HARAHAN, LA with 1 branch location and about $10.25 million in total assets. Opened 84 years ago in 1942, LOUISIANA CENTRAL CREDIT UNION has about 1,976 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LOUISIANA CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 824 Elmwood Park Blvd HARAHAN, LA 70123-3332 |
| Phone: | (504) 733-0789 |
| Fax: | (504) 733-0767 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,976 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61724 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1942 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $10,246,335 |
| CEO/Manager: | Mary E Schroeder |
| Chairperson: | Stephanie M Prunty |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,293,562 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 692,999 |
| Unsecured Loans | 2,188,948 |
| Other Loans | 4,086,515 |
| TOTAL LOANS | 6,968,462 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,218 |
| Land And Building | 0 |
| Other Fixed Assets | 2,956 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 94,625 |
| All Other Assets | 71,395 |
| TOTAL ASSETS | 10,246,335 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 935 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -1,896 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 899,517 |
| Regular shares | 6,868,494 |
| All Other Shares & Deposits | 1,760,788 |
| TOTAL SHARES & DEPOSITS | 9,528,799 |
| TOTAL LIABILITIES | 9,527,838 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 718,497 |
| TOTAL EQUITY | 718,497 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 10,246,335 |
| INCOME & EXPENSE | |
| Loan Income | 397,458 |
| Investment Income | 63,567 |
| Other Income | 75,705 |
| Total Employee Compensation & Benefits | 192,917 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 363,210 |
| Non-operating Income & (Expense) | 75 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 267,000 |
| Cost of Funds | 45,258 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -296,070 |
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