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LOUISIANA CENTRAL CREDIT UNION

Jun, 30, 2023 — LOUISIANA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in HARAHAN, LA with 1 branch location and about $13.23 million in total assets. Opened 82 years ago in 1942, LOUISIANA CENTRAL CREDIT UNION has about 2,340 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOUISIANA CENTRAL CREDIT UNION
Address:
(Main Office)
824 Elmwood Park Blvd
HARAHAN, LA 70123-3332
Phone:(504) 733-0789
Fax:(504) 733-0767
Website:https://louisianacentral.org
Branches:1 branch locations
Members:2,340
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61724
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1942
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$13,226,324
CEO/Manager:John E Tramell
Chairperson:Henry V Orgeron

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 229,731
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 599,507
 Unsecured Loans 2,679,106
 Other Loans 5,722,801
 TOTAL LOANS 9,001,414
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -136,651
 Land And Building 0
 Other Fixed Assets 8,615
 NCUSIF Deposit 122,912
 All Other Assets 0
  TOTAL ASSETS 13,226,324
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 34,076
 Accounts Payable & Other Liabilities 377,902
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,378,910
 Regular shares 9,043,582
 All Other Shares & Deposits 1,380,585
  TOTAL SHARES & DEPOSITS 11,803,077
  TOTAL LIABILITIES 12,215,055
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,011,269
  TOTAL EQUITY 1,011,269
  TOTAL LIABILITIES, SHARES, & EQUITY 13,226,324
INCOME & EXPENSE  
 Loan Income 450,822
 Investment Income 30,873
 Other Income 103,770
 Total Employee Compensation & Benefits 220,011
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 311,927
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 15,746
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 97,639
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