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LOUISIANA CENTRAL CREDIT UNION

Mar, 31, 2021 — LOUISIANA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in HARAHAN, LA with 1 branch location and about $13.95 million in total assets. Opened 79 years ago in 1942, LOUISIANA CENTRAL CREDIT UNION has about 2,562 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOUISIANA CENTRAL CREDIT UNION
Address:
(Main Office)
824 ELMWOOD PARK BLVD., STE 100
HARAHAN, LA 70123-3332
Phone:(504) 733-0789
Fax:(504) 733-0767
Website:http://louisianacentral.org
Branches:1 branch locations
Members:2,562
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61724
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1942
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$13,950,659
CEO/Manager:John E Tramell
Chairperson:Henry V Orgeron

Call Report

  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 566,244
TOTAL INVESTMENTS 5,025,160
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 2,640,269
 Other Loans 4,997,199
 TOTAL LOANS 8,272,159
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -266,149
 Land And Building 0
 Other Fixed Assets 15,102
 NCUSIF Deposit 110,687
 All Other Assets 227,456
  TOTAL ASSETS 13,950,659
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 262,473
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,339,668
 Regular shares 9,258,605
 All Other Shares & Deposits 2,386,400
  TOTAL SHARES & DEPOSITS 12,984,673
  TOTAL LIABILITIES 13,247,146
 Regular Reserve 572,448
 Other Reserves 0
 Undivided Earnings 131,065
  TOTAL EQUITY 703,513
  TOTAL LIABILITIES, SHARES, & EQUITY 13,950,659
INCOME & EXPENSE  
 Loan Income 133,574
 Investment Income 14,857
 Other Income 40,125
 Total Employee Compensation & Benefits 81,979
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 98,021
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 8,342
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 41,779
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