Sep, 30, 2025 — CAPITAL CREDIT UNION is a federally insured state chartered credit union headquartered in BISMARCK, ND with 11 branch locations and about $854.33 million in total assets. Opened 87 years ago in 1939, CAPITAL CREDIT UNION has about 32,607 members and employs 151 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPITAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 204 W Thayer Ave BISMARCK, ND 58501 |
| Phone: | (701) 255-0042 |
| Fax: | (701) 222-3996 |
| Website: | https://www.capcu.org/ |
| Branches: | 11 branch locations |
| Members: | 32,607 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61637 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $854,331,927 |
| CEO/Manager: | Jon Griffin |
| Chairperson: | Faye Miller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,763,227 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,148,949 |
| Real Estate Loans | 456,621,766 |
| Unsecured Loans | 14,855,448 |
| Other Loans | 184,092,795 |
| TOTAL LOANS | 657,150,706 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,791,340 |
| Land And Building | 17,618,869 |
| Other Fixed Assets | 4,399,509 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,493,640 |
| All Other Assets | 211,494 |
| TOTAL ASSETS | 854,331,927 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 69 |
| Notes & Interest Payable | 13,113,933 |
| Accounts Payable & Other Liabilities | 10,045,449 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 179,505,610 |
| Regular shares | 197,526,558 |
| All Other Shares & Deposits | 342,787,093 |
| TOTAL SHARES & DEPOSITS | 719,819,263 |
| TOTAL LIABILITIES | 743,311,030 |
| Regular Reserve | 0 |
| Other Reserves | 897,078 |
| Undivided Earnings | 110,123,819 |
| TOTAL EQUITY | 111,020,897 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 854,331,927 |
| INCOME & EXPENSE | |
| Loan Income | 27,197,189 |
| Investment Income | 3,591,362 |
| Other Income | 1,839,343 |
| Total Employee Compensation & Benefits | 12,140,765 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,183,522 |
| Non-operating Income & (Expense) | 4,546,241 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,640,076 |
| Cost of Funds | 9,402,446 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,649,119 |
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