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NEW HORIZON FEDERAL CREDIT UNION

Sep, 30, 2025 — NEW HORIZON FEDERAL CREDIT UNION is a federal credit union headquartered in BARBERTON, OH with 5 branch locations and about $40.85 million in total assets. Opened 91 years ago in 1935, NEW HORIZON FEDERAL CREDIT UNION has about 3,141 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NEW HORIZON FEDERAL CREDIT UNION
Address:
(Main Office)
180 2nd St SW
BARBERTON, OH 44203
Phone:(330) 745-8897
Fax:(330) 745-8055
Website:https://www.newhorizonfcu.com
Branches:5 branch locations
Members:3,141
Credit Union Type:Federal Credit Union
Charter Number:616
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$40,854,367
CEO/Manager:Michael T Heidenreich
Chairperson:Mike Thomas

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,757,736
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 13,336,671
 Unsecured Loans 3,394,715
 Other Loans 12,568,171
 TOTAL LOANS 29,299,557
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -452,803
 Land And Building 144,884
 Other Fixed Assets 136,714
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 312,320
 All Other Assets 0
  TOTAL ASSETS 40,854,367
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 981,616
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,885,525
 Regular shares 16,909,556
 All Other Shares & Deposits 13,498,922
  TOTAL SHARES & DEPOSITS 34,294,004
  TOTAL LIABILITIES 35,275,620
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 5,578,747
  TOTAL EQUITY 5,578,747
  TOTAL LIABILITIES, SHARES, & EQUITY 40,854,367
INCOME & EXPENSE  
 Loan Income 1,468,180
 Investment Income 202,623
 Other Income 178,899
 Total Employee Compensation & Benefits 658,152
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 725,086
 Non-operating Income & (Expense) 421,200
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 218,618
 Cost of Funds 459,242
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 441,315
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