Sep, 30, 2025 — PLUS4 CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 6 branch locations and about $188.91 million in total assets. Opened 97 years ago in 1929, PLUS4 CREDIT UNION has about 28,230 members and employs 71 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PLUS4 CREDIT UNION |
|---|---|
| Address: (Main Office) | 9998 Almeda Genoa Rd HOUSTON, TX 77075-2416 |
| Phone: | (713) 970-9200 |
| Fax: | |
| Website: | https://www.prioritytrustcu.org |
| Branches: | 6 branch locations |
| Members: | 28,230 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61457 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1929 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $188,909,418 |
| CEO/Manager: | Malcolm Rene |
| Chairperson: | Wendell Greenleaf |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,008,205 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 28,723,472 |
| Unsecured Loans | 14,896,128 |
| Other Loans | 98,307,875 |
| TOTAL LOANS | 141,927,475 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,604,551 |
| Land And Building | 6,531,816 |
| Other Fixed Assets | 494,247 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,616,471 |
| All Other Assets | 1,492,709 |
| TOTAL ASSETS | 188,909,418 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 50,557 |
| Notes & Interest Payable | 266,443 |
| Accounts Payable & Other Liabilities | 4,596,995 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 38,656,103 |
| Regular shares | 88,588,954 |
| All Other Shares & Deposits | 39,175,724 |
| TOTAL SHARES & DEPOSITS | 166,420,782 |
| TOTAL LIABILITIES | 171,334,777 |
| Regular Reserve | 0 |
| Other Reserves | 6,814,581 |
| Undivided Earnings | 10,760,060 |
| TOTAL EQUITY | 17,574,641 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 188,909,418 |
| INCOME & EXPENSE | |
| Loan Income | 7,411,859 |
| Investment Income | 521,767 |
| Other Income | 2,908,541 |
| Total Employee Compensation & Benefits | 4,272,804 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,691,949 |
| Non-operating Income & (Expense) | 1,507,377 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,786,000 |
| Cost of Funds | 983,888 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -3,202,888 |
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