Sep, 30, 2025 — ISABELLA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in MT PLEASANT, MI with 4 branch locations and about $213.24 million in total assets. Opened 68 years ago in 1958, ISABELLA COMMUNITY CREDIT UNION has about 13,512 members and employs 48 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ISABELLA COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2400 S Isabella RD MT PLEASANT, MI 48858 |
| Phone: | (989) 773-5927 |
| Fax: | (989) 773-8757 |
| Website: | https://www.iccuonline.com |
| Branches: | 4 branch locations |
| Members: | 13,512 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61318 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $213,242,110 |
| CEO/Manager: | Jenny Hoyle |
| Chairperson: | Tina Powell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,195,583 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 190,000 |
| Real Estate Loans | 70,772,071 |
| Unsecured Loans | 8,476,193 |
| Other Loans | 36,099,312 |
| TOTAL LOANS | 115,414,742 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -616,313 |
| Land And Building | 3,488,348 |
| Other Fixed Assets | 449,164 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,865,893 |
| All Other Assets | 0 |
| TOTAL ASSETS | 213,242,110 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 76,590 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,097,266 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 35,348,763 |
| Regular shares | 53,817,306 |
| All Other Shares & Deposits | 102,256,391 |
| TOTAL SHARES & DEPOSITS | 191,422,460 |
| TOTAL LIABILITIES | 193,605,357 |
| Regular Reserve | 0 |
| Other Reserves | -675,045 |
| Undivided Earnings | 20,311,798 |
| TOTAL EQUITY | 19,636,753 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 213,242,110 |
| INCOME & EXPENSE | |
| Loan Income | 5,369,375 |
| Investment Income | 1,968,338 |
| Other Income | 1,068,879 |
| Total Employee Compensation & Benefits | 2,785,660 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,838,181 |
| Non-operating Income & (Expense) | 183,148 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 120,347 |
| Cost of Funds | 2,114,653 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,849,428 |
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