Sep, 30, 2025 — ONEAZ CREDIT UNION is a federally insured state chartered credit union headquartered in PHOENIX, AZ with 21 branch locations and about $3.65 billion in total assets. Opened 54 years ago in 1972, ONEAZ CREDIT UNION has about 215,912 members and employs 519 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONEAZ CREDIT UNION |
|---|---|
| Address: (Main Office) | 2355 W PINNACLE PEAK RD PHOENIX, AZ 85027-1261 |
| Phone: | (602) 452-4800 |
| Fax: | |
| Website: | https://www.oneazcu.com |
| Branches: | 21 branch locations |
| Members: | 215,912 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61315 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $3,652,441,455 |
| CEO/Manager: | Michael Boden |
| Chairperson: | Georganna Meyer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 138,971,047 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 176,621 |
| Real Estate Loans | 1,740,509,029 |
| Unsecured Loans | 140,372,102 |
| Other Loans | 770,413,344 |
| TOTAL LOANS | 2,651,310,113 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -30,953,424 |
| Land And Building | 57,574,490 |
| Other Fixed Assets | 9,872,136 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 27,096,458 |
| All Other Assets | 571,214 |
| TOTAL ASSETS | 3,652,441,455 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 80,154,833 |
| Accounts Payable & Other Liabilities | 24,221,782 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 761,089,797 |
| Regular shares | 1,643,233,788 |
| All Other Shares & Deposits | 834,668,644 |
| TOTAL SHARES & DEPOSITS | 3,238,992,229 |
| TOTAL LIABILITIES | 3,343,368,844 |
| Regular Reserve | 0 |
| Other Reserves | -35,946,365 |
| Undivided Earnings | 345,018,976 |
| TOTAL EQUITY | 309,072,611 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,652,441,455 |
| INCOME & EXPENSE | |
| Loan Income | 110,077,518 |
| Investment Income | 24,230,631 |
| Other Income | 11,974,402 |
| Total Employee Compensation & Benefits | 47,996,233 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 47,945,304 |
| Non-operating Income & (Expense) | 89,216 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 16,882,161 |
| Cost of Funds | 37,177,130 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 23,171,051 |
| ↑ Back to Top | |