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National Credit Union Service Organization

SECURITY CREDIT UNION

Sep, 30, 2025 — SECURITY CREDIT UNION is a federally insured state chartered credit union headquartered in HOLLY, MI with 15 branch locations and about $628.55 million in total assets. Opened 71 years ago in 1955, SECURITY CREDIT UNION has about 53,663 members and employs 166 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 272480115
Name:SECURITY CREDIT UNION
Address:
(Main Office)
5255 Security Park Blvd
HOLLY, MI 48442-9569
Phone:(810) 235-2322
Fax:
Website:https://www.securitycu.org
Branches:15 branch locations
Members:53,663
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61159
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1955
Last Audited:Mar 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$628,546,730
CEO/Manager:Jay Yax
Chairperson:Phillip Thick

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 23,997,238
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 189,052,617
 Unsecured Loans 24,600,415
 Other Loans 295,561,291
 TOTAL LOANS 509,350,753
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,883,299
 Land And Building 29,377,908
 Other Fixed Assets 4,606,661
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 5,331,702
 All Other Assets 1,356,931
  TOTAL ASSETS 628,546,730
LIABILITIES & CAPITAL:  
 Dividends Payable 486,526
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,164,357
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 7,000,000
 Share Drafts 103,802,283
 Regular shares 249,260,579
 All Other Shares & Deposits 206,435,008
  TOTAL SHARES & DEPOSITS 559,497,871
  TOTAL LIABILITIES 575,148,754
 Regular Reserve 0
 Other Reserves 11,897,818
 Undivided Earnings 41,500,158
  TOTAL EQUITY 53,397,976
  TOTAL LIABILITIES, SHARES, & EQUITY 628,546,730
INCOME & EXPENSE  
 Loan Income 24,082,549
 Investment Income 1,496,950
 Other Income 3,102,835
 Total Employee Compensation & Benefits 10,763,779
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 12,049,460
 Non-operating Income & (Expense) 483,116
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 4,396,775
 Cost of Funds 3,662,232
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 841,699
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