Dec, 31, 2023 — ACCESS CREDIT UNION is a federally insured state chartered credit union headquartered in BRISTOL, PA with 1 branch location and about $58.91 million in total assets. Opened 52 years ago in 1972, ACCESS CREDIT UNION has about 4,471 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ACCESS CREDIT UNION |
|---|---|
| Address: (Main Office) | 23 Commerce Cir BRISTOL, PA 19007-3111 |
| Phone: | (215) 788-0411 |
| Fax: | (215) 788-6522 |
| Website: | https://www.accessmycu.org |
| Branches: | 1 branch locations |
| Members: | 4,471 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61101 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $58,914,924 |
| CEO/Manager: | Stephen D Cordisco |
| Chairperson: | Maxine L Kunyczka |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,366,720 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 25,509,349 |
| Unsecured Loans | 5,225,074 |
| Other Loans | 3,847,227 |
| TOTAL LOANS | 34,581,650 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -365,643 |
| Land And Building | 1,221,446 |
| Other Fixed Assets | 73,867 |
| NCUSIF Deposit | 493,864 |
| All Other Assets | 0 |
| TOTAL ASSETS | 58,914,924 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 62,824 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,927,088 |
| Regular shares | 28,656,908 |
| All Other Shares & Deposits | 15,330,114 |
| TOTAL SHARES & DEPOSITS | 51,914,110 |
| TOTAL LIABILITIES | 51,977,688 |
| Regular Reserve | 0 |
| Other Reserves | -150,807 |
| Undivided Earnings | 7,088,043 |
| TOTAL EQUITY | 6,937,236 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 58,914,924 |
| INCOME & EXPENSE | |
| Loan Income | 1,524,618 |
| Investment Income | 549,256 |
| Other Income | 467,822 |
| Total Employee Compensation & Benefits | 855,677 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,009,896 |
| Non-operating Income & (Expense) | 31,192 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,346 |
| Cost of Funds | 381,753 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 323,216 |
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» See also Statement of Financial Condition