Sep, 30, 2025 — OKLAHOMA EDUCATORS CREDIT UNION is a federally insured state chartered credit union headquartered in OKLAHOMA CITY, OK with 7 branch locations and about $276.40 million in total assets. Opened 66 years ago in 1960, OKLAHOMA EDUCATORS CREDIT UNION has about 12,168 members and employs 72 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OKLAHOMA EDUCATORS CREDIT UNION |
|---|---|
| Address: (Main Office) | 4001 NW Expressway OKLAHOMA CITY, OK 73116-1686 |
| Phone: | (405) 722-2234 |
| Fax: | (405) 720-5232 |
| Website: | https://www.oecu.com |
| Branches: | 7 branch locations |
| Members: | 12,168 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61088 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $276,402,036 |
| CEO/Manager: | Cindy A White |
| Chairperson: | Rene Axtell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,174,417 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 83,281,127 |
| Unsecured Loans | 2,270,801 |
| Other Loans | 79,544,157 |
| TOTAL LOANS | 165,096,085 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,274,474 |
| Land And Building | 11,940,223 |
| Other Fixed Assets | 225,898 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,362,148 |
| All Other Assets | 491,324 |
| TOTAL ASSETS | 276,402,036 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 50,360,500 |
| Accounts Payable & Other Liabilities | 2,199,175 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 26,964,844 |
| Regular shares | 35,023,240 |
| All Other Shares & Deposits | 132,882,503 |
| TOTAL SHARES & DEPOSITS | 194,870,587 |
| TOTAL LIABILITIES | 247,476,486 |
| Regular Reserve | 0 |
| Other Reserves | -3,827,041 |
| Undivided Earnings | 32,752,591 |
| TOTAL EQUITY | 28,925,550 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 276,402,036 |
| INCOME & EXPENSE | |
| Loan Income | 9,151,994 |
| Investment Income | 1,841,288 |
| Other Income | 1,083,879 |
| Total Employee Compensation & Benefits | 3,965,676 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,798,206 |
| Non-operating Income & (Expense) | 4,275 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,029,081 |
| Cost of Funds | 3,369,235 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,504,035 |
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