Sep, 30, 2025 — CONSUMERS PROFESSIONAL CREDIT UNION is a federally insured state chartered credit union headquartered in LANSING, MI with 4 branch locations and about $146.02 million in total assets. Opened 73 years ago in 1953, CONSUMERS PROFESSIONAL CREDIT UNION has about 7,205 members and employs 37 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CONSUMERS PROFESSIONAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 525 W Willow St LANSING, MI 48906-4745 |
| Phone: | (517) 372-2400 |
| Fax: | (517) 371-2728 |
| Website: | https://www.cpcu.co |
| Branches: | 4 branch locations |
| Members: | 7,205 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60947 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $146,023,920 |
| CEO/Manager: | Terry Garrison |
| Chairperson: | William F Burke |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,582,643 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 43,109,831 |
| Unsecured Loans | 3,697,524 |
| Other Loans | 14,570,808 |
| TOTAL LOANS | 61,378,162 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -497,770 |
| Land And Building | 1,757,908 |
| Other Fixed Assets | 603,622 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,021,202 |
| All Other Assets | 14,000 |
| TOTAL ASSETS | 146,023,920 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 305 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 684,712 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,882,484 |
| Regular shares | 35,465,779 |
| All Other Shares & Deposits | 64,972,166 |
| TOTAL SHARES & DEPOSITS | 121,320,430 |
| TOTAL LIABILITIES | 122,005,447 |
| Regular Reserve | 0 |
| Other Reserves | 5,290,272 |
| Undivided Earnings | 18,728,201 |
| TOTAL EQUITY | 24,018,473 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 146,023,920 |
| INCOME & EXPENSE | |
| Loan Income | 2,786,810 |
| Investment Income | 2,278,099 |
| Other Income | 424,262 |
| Total Employee Compensation & Benefits | 1,440,976 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,457,899 |
| Non-operating Income & (Expense) | -79 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 190,500 |
| Cost of Funds | 1,502,867 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,192,221 |
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