Sep, 30, 2025 — PORT OF HOUSTON CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 1 branch location and about $8.54 million in total assets. Opened 70 years ago in 1956, PORT OF HOUSTON CREDIT UNION has about 858 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PORT OF HOUSTON CREDIT UNION |
|---|---|
| Address: (Main Office) | 111 East Loop N HOUSTON, TX 77029 |
| Phone: | (713) 670-2424 |
| Fax: | (713) 670-1555 |
| Website: | https://www.pohcu.com |
| Branches: | 1 branch locations |
| Members: | 858 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60782 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,535,365 |
| CEO/Manager: | Karol Harvey |
| Chairperson: | Alton Landry |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,237,480 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 832,492 |
| Other Loans | 4,747,568 |
| TOTAL LOANS | 5,580,060 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -50,000 |
| Land And Building | 0 |
| Other Fixed Assets | 12,197 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 61,001 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,535,365 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,615 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 262,571 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 543,516 |
| Regular shares | 3,982,307 |
| All Other Shares & Deposits | 1,211,925 |
| TOTAL SHARES & DEPOSITS | 5,737,748 |
| TOTAL LIABILITIES | 6,007,934 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,527,431 |
| TOTAL EQUITY | 2,527,431 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,535,365 |
| INCOME & EXPENSE | |
| Loan Income | 340,339 |
| Investment Income | 88,781 |
| Other Income | 37,040 |
| Total Employee Compensation & Benefits | 223,591 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 113,612 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 15,120 |
| Cost of Funds | 24,347 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 103,362 |
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