Sep, 30, 2025 — COMMUNITY TRUST CREDIT UNION is a federally insured state chartered credit union headquartered in GURNEE, IL with 4 branch locations and about $321.84 million in total assets. Opened 93 years ago in 1933, COMMUNITY TRUST CREDIT UNION has about 13,458 members and employs 49 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY TRUST CREDIT UNION |
|---|---|
| Address: (Main Office) | 1313 N Skokie Hwy GURNEE, IL 60031 |
| Phone: | (847) 662-2050 |
| Fax: | (847) 623-0647 |
| Website: | https://www.ctcu.org |
| Branches: | 4 branch locations |
| Members: | 13,458 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60543 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1933 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $321,844,289 |
| CEO/Manager: | Carol Analla |
| Chairperson: | Dan Kloczkowski |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 59,211,763 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 95,895,771 |
| Unsecured Loans | 8,704,858 |
| Other Loans | 25,401,306 |
| TOTAL LOANS | 130,001,935 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -835,116 |
| Land And Building | 9,176,070 |
| Other Fixed Assets | 482,429 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,636,963 |
| All Other Assets | 0 |
| TOTAL ASSETS | 321,844,289 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,350,076 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 49,210,799 |
| Regular shares | 75,080,376 |
| All Other Shares & Deposits | 158,040,718 |
| TOTAL SHARES & DEPOSITS | 282,331,893 |
| TOTAL LIABILITIES | 284,700,980 |
| Regular Reserve | 0 |
| Other Reserves | 5,760,353 |
| Undivided Earnings | 31,382,956 |
| TOTAL EQUITY | 37,143,309 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 321,844,289 |
| INCOME & EXPENSE | |
| Loan Income | 5,236,163 |
| Investment Income | 4,684,843 |
| Other Income | 474,007 |
| Total Employee Compensation & Benefits | 3,474,626 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,356,233 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 155,481 |
| Cost of Funds | 2,206,703 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,190,720 |
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