WESTERN ILLINOIS CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.wicu.org for more information.
Sep, 30, 2025 — WESTERN ILLINOIS CREDIT UNION is a federally insured state chartered credit union headquartered in MACOMB, IL with 1 branch location and about $36.59 million in total assets. Opened 67 years ago in 1959, WESTERN ILLINOIS CREDIT UNION has about 2,972 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTERN ILLINOIS CREDIT UNION |
|---|---|
| Address: (Main Office) | 322 W UNIVERSITY DR MACOMB, IL 61455 |
| Phone: | (309) 298-2986 |
| Fax: | (309) 298-2975 |
| Website: | https://www.wicu.org |
| Branches: | 1 branch locations |
| Members: | 2,972 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60519 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,592,531 |
| CEO/Manager: | Kimberly Kathleen Waters |
| Chairperson: | Jessica Butcher |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,396,228 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 139,686 |
| Unsecured Loans | 752,652 |
| Other Loans | 11,850,268 |
| TOTAL LOANS | 12,742,606 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -198,191 |
| Land And Building | 425,963 |
| Other Fixed Assets | 43,698 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 313,436 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,592,531 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 285,533 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,994,840 |
| Regular shares | 22,811,083 |
| All Other Shares & Deposits | 3,810,414 |
| TOTAL SHARES & DEPOSITS | 33,616,337 |
| TOTAL LIABILITIES | 33,901,870 |
| Regular Reserve | 0 |
| Other Reserves | 411,033 |
| Undivided Earnings | 2,279,628 |
| TOTAL EQUITY | 2,690,661 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,592,531 |
| INCOME & EXPENSE | |
| Loan Income | 129,230 |
| Investment Income | 33,560 |
| Other Income | 32,950 |
| Total Employee Compensation & Benefits | 108,116 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 109,677 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,765 |
| Cost of Funds | 16,754 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -19,040 |
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