Sep, 30, 2025 — MILLARD COUNTY CREDIT UNION is a federally insured state chartered credit union headquartered in FILLMORE, UT with 2 branch locations and about $60.43 million in total assets. Opened 70 years ago in 1956, MILLARD COUNTY CREDIT UNION has about 4,640 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MILLARD COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 45 S Main St FILLMORE, UT 84631-5505 |
| Phone: | (435) 743-6545 |
| Fax: | (435) 743-8921 |
| Website: | https://www.millardccu.com |
| Branches: | 2 branch locations |
| Members: | 4,640 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60494 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $60,433,596 |
| CEO/Manager: | Scott C Lemmon |
| Chairperson: | Molly Stevens |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,667,846 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,019,747 |
| Unsecured Loans | 481,115 |
| Other Loans | 17,463,169 |
| TOTAL LOANS | 29,964,031 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -165,320 |
| Land And Building | 774,298 |
| Other Fixed Assets | 204,286 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 525,404 |
| All Other Assets | 0 |
| TOTAL ASSETS | 60,433,596 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -8,046 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,939,375 |
| Regular shares | 21,229,617 |
| All Other Shares & Deposits | 20,343,974 |
| TOTAL SHARES & DEPOSITS | 53,512,966 |
| TOTAL LIABILITIES | 53,504,920 |
| Regular Reserve | 0 |
| Other Reserves | 1,734,501 |
| Undivided Earnings | 5,194,175 |
| TOTAL EQUITY | 6,928,676 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 60,433,596 |
| INCOME & EXPENSE | |
| Loan Income | 1,380,341 |
| Investment Income | 577,668 |
| Other Income | 132,671 |
| Total Employee Compensation & Benefits | 636,596 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 631,451 |
| Non-operating Income & (Expense) | 165,392 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 98,358 |
| Cost of Funds | 415,871 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 473,796 |
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