COPOCO COMMUNITY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.copoco.org for more information.
Sep, 30, 2025 — COPOCO COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in Bay City, MI with 3 branch locations and about $116.93 million in total assets. Opened 75 years ago in 1951, COPOCO COMMUNITY CREDIT UNION has about 9,675 members and employs 32 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COPOCO COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 1520 Bay City, MI 48706-0520 |
| Phone: | (989) 684-1873 |
| Fax: | (989) 684-3631 |
| Website: | https://www.copoco.org |
| Branches: | 3 branch locations |
| Members: | 9,675 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60470 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $116,928,314 |
| CEO/Manager: | David Brandt |
| Chairperson: | Meri S Engers |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 22,285,944 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,992,561 |
| Unsecured Loans | 4,667,471 |
| Other Loans | 23,440,888 |
| TOTAL LOANS | 50,407,066 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -846,763 |
| Land And Building | 3,193,186 |
| Other Fixed Assets | 316,699 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,090,361 |
| All Other Assets | 0 |
| TOTAL ASSETS | 116,928,314 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 26,354 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,716,306 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,566,441 |
| Regular shares | 77,152,912 |
| All Other Shares & Deposits | 12,087,540 |
| TOTAL SHARES & DEPOSITS | 110,173,206 |
| TOTAL LIABILITIES | 97,798,608 |
| Regular Reserve | 0 |
| Other Reserves | -2,276,288 |
| Undivided Earnings | 9,461,715 |
| TOTAL EQUITY | 7,185,427 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 104,267,903 |
| INCOME & EXPENSE | |
| Loan Income | 1,171,113 |
| Investment Income | 675,646 |
| Other Income | 230,562 |
| Total Employee Compensation & Benefits | 746,696 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,422,918 |
| Non-operating Income & (Expense) | -4,282 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,552 |
| Cost of Funds | 225,220 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 40,726 |
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