EASTPOINTE COMMUNITY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.eastpointeccu.com for more information.
Sep, 30, 2025 — EASTPOINTE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in Eastpointe, MI with 1 branch location and about $11.20 million in total assets. Opened 76 years ago in 1950, EASTPOINTE COMMUNITY CREDIT UNION has about 1,487 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EASTPOINTE COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 22544 Gratiot Avenue Eastpointe, MI 48021 |
| Phone: | (586) 775-3160 |
| Fax: | (586) 775-3160 |
| Website: | https://www.eastpointeccu.com |
| Branches: | 1 branch locations |
| Members: | 1,487 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60124 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,195,938 |
| CEO/Manager: | Theresa Hing |
| Chairperson: | Deborah Szukala |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 494,301 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 523,574 |
| Unsecured Loans | 309,906 |
| Other Loans | 5,228,405 |
| TOTAL LOANS | 6,068,761 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,890 |
| Land And Building | 8,881 |
| Other Fixed Assets | 10,104 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 110,759 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,195,938 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,415 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,078,934 |
| Regular shares | 7,741,170 |
| All Other Shares & Deposits | 20,079 |
| TOTAL SHARES & DEPOSITS | 10,840,183 |
| TOTAL LIABILITIES | 10,842,598 |
| Regular Reserve | 0 |
| Other Reserves | -365,660 |
| Undivided Earnings | 719,000 |
| TOTAL EQUITY | 353,340 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,195,938 |
| INCOME & EXPENSE | |
| Loan Income | 194,925 |
| Investment Income | 47,231 |
| Other Income | 141,463 |
| Total Employee Compensation & Benefits | 167,107 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 197,987 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -27,303 |
| Cost of Funds | 2,886 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 42,942 |
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