Sep, 30, 2025 — UNITED COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in QUINCY, IL with 3 branch locations and about $125.02 million in total assets. Opened 85 years ago in 1941, UNITED COMMUNITY CREDIT UNION has about 10,434 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1001 Vermont St QUINCY, IL 62301 |
| Phone: | (217) 224-1093 |
| Fax: | (217) 224-0802 |
| Website: | https://www.myuccu.com |
| Branches: | 3 branch locations |
| Members: | 10,434 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60095 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $125,021,994 |
| CEO/Manager: | Sarah Distin |
| Chairperson: | Andrew Doellman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,242,414 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 39,342,553 |
| Unsecured Loans | 4,614,313 |
| Other Loans | 52,533,138 |
| TOTAL LOANS | 96,490,004 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -439,137 |
| Land And Building | 6,602,777 |
| Other Fixed Assets | 670,992 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,025,680 |
| All Other Assets | 11,630 |
| TOTAL ASSETS | 125,021,994 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 332,097 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,886,085 |
| Regular shares | 66,675,082 |
| All Other Shares & Deposits | 22,450,487 |
| TOTAL SHARES & DEPOSITS | 105,011,654 |
| TOTAL LIABILITIES | 105,343,849 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 19,678,145 |
| TOTAL EQUITY | 19,678,145 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 125,021,994 |
| INCOME & EXPENSE | |
| Loan Income | 3,952,382 |
| Investment Income | 721,729 |
| Other Income | 480,593 |
| Total Employee Compensation & Benefits | 1,835,125 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,887,747 |
| Non-operating Income & (Expense) | -28,740 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 168,173 |
| Cost of Funds | 1,061,459 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 928,550 |
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