Sep, 30, 2025 — WILDFIRE CREDIT UNION is a federally insured state chartered credit union headquartered in SAGINAW, MI with 7 branch locations and about $1.15 billion in total assets. Opened 89 years ago in 1937, WILDFIRE CREDIT UNION has about 49,766 members and employs 204 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WILDFIRE CREDIT UNION |
|---|---|
| Address: (Main Office) | 6640 Bay Rd SAGINAW, MI 48604 |
| Phone: | (989) 249-8200 |
| Fax: | |
| Website: | https://www.wildfirecu.org |
| Branches: | 7 branch locations |
| Members: | 49,766 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60057 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,152,230,445 |
| CEO/Manager: | Benjamin Denay |
| Chairperson: | Kenneth M Voelker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 30,709,810 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 410,718,419 |
| Unsecured Loans | 64,765,658 |
| Other Loans | 201,202,225 |
| TOTAL LOANS | 676,968,077 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,283,018 |
| Land And Building | 14,032,440 |
| Other Fixed Assets | 2,559,213 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 8,984,647 |
| All Other Assets | 635,025 |
| TOTAL ASSETS | 1,152,230,445 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 896,098 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,389,092 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 28,928,782 |
| Regular shares | 315,037,102 |
| All Other Shares & Deposits | 675,026,293 |
| TOTAL SHARES & DEPOSITS | 1,018,992,177 |
| TOTAL LIABILITIES | 1,027,520,309 |
| Regular Reserve | 0 |
| Other Reserves | 73,552,797 |
| Undivided Earnings | 51,157,339 |
| TOTAL EQUITY | 124,710,136 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,152,230,445 |
| INCOME & EXPENSE | |
| Loan Income | 29,831,568 |
| Investment Income | 12,038,297 |
| Other Income | 3,199,802 |
| Total Employee Compensation & Benefits | 13,303,334 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,483,694 |
| Non-operating Income & (Expense) | -129,508 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,199,411 |
| Cost of Funds | 17,320,472 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,771,333 |
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