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National Credit Union Service Organization

CONSUMER CREDIT UNION

Sep, 30, 2025 — CONSUMER CREDIT UNION is a federally insured state chartered credit union headquartered in GREENEVILLE, TN with 8 branch locations and about $634.77 million in total assets. Opened 73 years ago in 1953, CONSUMER CREDIT UNION has about 31,521 members and employs 88 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 264279091
Name:CONSUMER CREDIT UNION
Address:
(Main Office)
3634 E Andrew Johnson Hwy
GREENEVILLE, TN 37745
Phone:(423) 639-6131
Fax:(423) 639-6296
Website:https://www.consumercreditunion.com
Branches:8 branch locations
Members:31,521
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60056
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$634,772,927
CEO/Manager:Amanda Kilday
Chairperson:Marcia Whaley

Call Report

  • Credit Builder
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 40,724,486
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 410,008,325
 Unsecured Loans 1,698,379
 Other Loans 65,326,522
 TOTAL LOANS 477,033,226
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,436,738
 Land And Building 8,364,920
 Other Fixed Assets 808,533
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 4,708,694
 All Other Assets 79,195
  TOTAL ASSETS 634,772,927
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 36,331,113
 Accounts Payable & Other Liabilities 1,868,665
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 98,274,346
 Regular shares 173,626,536
 All Other Shares & Deposits 267,609,593
  TOTAL SHARES & DEPOSITS 539,510,475
  TOTAL LIABILITIES 577,710,253
 Regular Reserve 0
 Other Reserves -4,964,087
 Undivided Earnings 62,026,761
  TOTAL EQUITY 57,062,674
  TOTAL LIABILITIES, SHARES, & EQUITY 634,772,927
INCOME & EXPENSE  
 Loan Income 16,242,930
 Investment Income 2,521,165
 Other Income 1,941,616
 Total Employee Compensation & Benefits 4,943,664
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 4,542,734
 Non-operating Income & (Expense) -42,894
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 289,139
 Cost of Funds 8,675,688
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,581,948
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