Sep, 30, 2025 — UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in CHICAGO, IL with 3 branch locations and about $201.73 million in total assets. Opened 95 years ago in 1931, UNITED CREDIT UNION has about 18,713 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 4444 S Pulaski Rd CHICAGO, IL 60632-4011 |
| Phone: | (773) 376-6000 |
| Fax: | |
| Website: | https://www.vicinitycreditunion.com |
| Branches: | 3 branch locations |
| Members: | 18,713 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60041 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1931 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $201,733,066 |
| CEO/Manager: | Mario Aguirre |
| Chairperson: | Phillip C Moore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 17,462,762 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 58,774,019 |
| Unsecured Loans | 6,298,357 |
| Other Loans | 27,010,870 |
| TOTAL LOANS | 92,083,246 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,533,921 |
| Land And Building | 5,577,307 |
| Other Fixed Assets | 1,717,508 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,059,605 |
| All Other Assets | 93,503 |
| TOTAL ASSETS | 201,733,066 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,427 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 327,649 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 34,409,846 |
| Regular shares | 134,970,397 |
| All Other Shares & Deposits | 21,204,618 |
| TOTAL SHARES & DEPOSITS | 190,584,861 |
| TOTAL LIABILITIES | 190,918,937 |
| Regular Reserve | 0 |
| Other Reserves | 3,133,528 |
| Undivided Earnings | 7,680,601 |
| TOTAL EQUITY | 10,814,129 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 201,733,066 |
| INCOME & EXPENSE | |
| Loan Income | 3,718,125 |
| Investment Income | 2,805,904 |
| Other Income | 752,685 |
| Total Employee Compensation & Benefits | 2,458,952 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,874,202 |
| Non-operating Income & (Expense) | 494,840 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,020,851 |
| Cost of Funds | 2,021,524 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -1,512,638 |
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