Sep, 30, 2025 — MIDWEST REGIONAL CREDIT UNION is a federally insured state chartered credit union headquartered in KANSAS CITY, KS with 2 branch locations and about $71.60 million in total assets. Opened 88 years ago in 1938, MIDWEST REGIONAL CREDIT UNION has about 7,472 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MIDWEST REGIONAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7240 STATE AVE KANSAS CITY, KS 66112 |
| Phone: | (913) 334-4200 |
| Fax: | (913) 334-9672 |
| Website: | https://www.mrcu.com |
| Branches: | 2 branch locations |
| Members: | 7,472 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60037 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $71,599,630 |
| CEO/Manager: | Melissa Douglas |
| Chairperson: | Simon Cole |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,214,219 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,192,564 |
| Unsecured Loans | 929,116 |
| Other Loans | 22,247,307 |
| TOTAL LOANS | 32,368,987 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -370,973 |
| Land And Building | 146,884 |
| Other Fixed Assets | 100,365 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 639,348 |
| All Other Assets | 26,276 |
| TOTAL ASSETS | 71,599,630 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 33,750 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 385,439 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,470,746 |
| Regular shares | 32,751,462 |
| All Other Shares & Deposits | 14,357,327 |
| TOTAL SHARES & DEPOSITS | 63,579,535 |
| TOTAL LIABILITIES | 63,998,724 |
| Regular Reserve | 0 |
| Other Reserves | 1,110,269 |
| Undivided Earnings | 6,490,637 |
| TOTAL EQUITY | 7,600,906 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 71,599,630 |
| INCOME & EXPENSE | |
| Loan Income | 1,360,900 |
| Investment Income | 1,042,002 |
| Other Income | 336,910 |
| Total Employee Compensation & Benefits | 840,724 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,013,003 |
| Non-operating Income & (Expense) | -7,277 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 190,000 |
| Cost of Funds | 233,833 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 461,647 |
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