Sep, 30, 2025 — METROPOLITAN CHURCH FEDERAL CREDIT UNION is a federal credit union headquartered in SUFFOLK, VA with 1 branch location and about $12.76 million in total assets. Opened 77 years ago in 1949, METROPOLITAN CHURCH FEDERAL CREDIT UNION has about 1,925 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | METROPOLITAN CHURCH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 133 Tynes St SUFFOLK, VA 23434-4624 |
| Phone: | (757) 922-8101 |
| Fax: | (757) 922-8104 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,925 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5970 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,755,026 |
| CEO/Manager: | ronald o hart |
| Chairperson: | John H Kendale |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,054,095 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,246,303 |
| Unsecured Loans | 170,540 |
| Other Loans | 2,755,740 |
| TOTAL LOANS | 5,172,583 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -34,426 |
| Land And Building | 824,261 |
| Other Fixed Assets | 10,032 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 87,063 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,755,026 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 87,997 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,540,253 |
| Regular shares | 6,046,914 |
| All Other Shares & Deposits | 1,674,884 |
| TOTAL SHARES & DEPOSITS | 9,262,051 |
| TOTAL LIABILITIES | 9,350,048 |
| Regular Reserve | 0 |
| Other Reserves | 2,047,734 |
| Undivided Earnings | 1,357,244 |
| TOTAL EQUITY | 3,404,978 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,755,026 |
| INCOME & EXPENSE | |
| Loan Income | 364,333 |
| Investment Income | 191,330 |
| Other Income | 28,731 |
| Total Employee Compensation & Benefits | 216,107 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 234,149 |
| Non-operating Income & (Expense) | 8,451 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 34,426 |
| Cost of Funds | 28,453 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 79,710 |
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