Sep, 30, 2025 — AMERICAN HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in PHILADELPHIA, PA with 38 branch locations and about $5.17 billion in total assets. Opened 78 years ago in 1948, AMERICAN HERITAGE FEDERAL CREDIT UNION has about 326,668 members and employs 691 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICAN HERITAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2060 Red Lion Rd PHILADELPHIA, PA 19115-1603 |
| Phone: | (215) 969-0777 |
| Fax: | (215) 969-0464 |
| Website: | https://www.americanheritagecu.org |
| Branches: | 38 branch locations |
| Members: | 326,668 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5621 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation equipment |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $5,174,375,122 |
| CEO/Manager: | Bruce Foulke |
| Chairperson: | Gary Weyhmuller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 646,870,350 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 4,524,592 |
| Real Estate Loans | 2,256,781,004 |
| Unsecured Loans | 511,776,721 |
| Other Loans | 856,957,507 |
| TOTAL LOANS | 3,625,515,231 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -42,693,555 |
| Land And Building | 68,975,245 |
| Other Fixed Assets | 10,569,674 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 34,157,107 |
| All Other Assets | 3,809,404 |
| TOTAL ASSETS | 5,174,375,122 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,843,835 |
| Notes & Interest Payable | 568,441,050 |
| Accounts Payable & Other Liabilities | 66,813,311 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 474,474,428 |
| Regular shares | 1,810,874,083 |
| All Other Shares & Deposits | 1,837,963,004 |
| TOTAL SHARES & DEPOSITS | 4,123,311,515 |
| TOTAL LIABILITIES | 4,761,469,711 |
| Regular Reserve | 0 |
| Other Reserves | 9,654,183 |
| Undivided Earnings | 403,251,228 |
| TOTAL EQUITY | 412,905,411 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,174,375,122 |
| INCOME & EXPENSE | |
| Loan Income | 165,022,206 |
| Investment Income | 37,528,520 |
| Other Income | 19,583,305 |
| Total Employee Compensation & Benefits | 48,596,324 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 64,934,306 |
| Non-operating Income & (Expense) | -3,925 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,295,000 |
| Cost of Funds | 91,187,895 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 27,446,205 |
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