Sep, 30, 2025 — SIGNAL FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in KENSINGTON, MD with 4 branch locations and about $372.48 million in total assets. Opened 79 years ago in 1947, SIGNAL FINANCIAL FEDERAL CREDIT UNION has about 22,492 members and employs 76 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SIGNAL FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3015 University Blvd W KENSINGTON, MD 20895-1936 |
| Phone: | (301) 933-9100 |
| Fax: | (301) 949-3766 |
| Website: | https://www.signalfinancialfcu.org |
| Branches: | 4 branch locations |
| Members: | 22,492 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5571 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1947 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $372,480,055 |
| CEO/Manager: | Ken Cahoon |
| Chairperson: | Andrew Mekelburg |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,510,302 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 231,384,065 |
| Unsecured Loans | 18,911,929 |
| Other Loans | 36,859,429 |
| TOTAL LOANS | 287,155,423 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,884,096 |
| Land And Building | 1,845,880 |
| Other Fixed Assets | 5,202,425 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,005,560 |
| All Other Assets | 16,981 |
| TOTAL ASSETS | 372,480,055 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,740 |
| Notes & Interest Payable | 31,000,000 |
| Accounts Payable & Other Liabilities | 9,218,260 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 80,229,750 |
| Regular shares | 122,844,866 |
| All Other Shares & Deposits | 104,446,248 |
| TOTAL SHARES & DEPOSITS | 307,520,864 |
| TOTAL LIABILITIES | 347,940,864 |
| Regular Reserve | 0 |
| Other Reserves | -7,114,564 |
| Undivided Earnings | 31,653,755 |
| TOTAL EQUITY | 24,539,191 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 372,480,055 |
| INCOME & EXPENSE | |
| Loan Income | 11,533,454 |
| Investment Income | 1,162,372 |
| Other Income | 961,768 |
| Total Employee Compensation & Benefits | 6,114,069 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,493,512 |
| Non-operating Income & (Expense) | 98,661 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 3,666,435 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -177,129 |
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