Sep, 30, 2025 — NAVY FEDERAL CREDIT UNION (NFCU) is a federal credit union headquartered in VIENNA, VA with 375 branch locations and about $194.18 billion in total assets. Opened 79 years ago in 1947, NAVY FEDERAL CREDIT UNION (NFCU) has more than 15.0 million members and employs 25,114 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NAVY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 820 Follin Ln SE VIENNA, VA 22180 |
| Phone: | (888) 842-6328 |
| Fax: | |
| Website: | https://www.navyfcu.org |
| Branches: | 375 branch locations |
| Members: | 14,998,804 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5536 |
|---|---|
| Membership Type: | Military |
| Corporate Credit Union: | No |
| Year Opened: | 1947 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $194,179,276,274 |
| CEO/Manager: | Dietrich Kuhlmann |
| Chairperson: | Edward R Cochrane Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,682,857,590 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 773,594,803 |
| Real Estate Loans | 64,271,390,693 |
| Unsecured Loans | 41,268,938,074 |
| Other Loans | 34,646,890,436 |
| TOTAL LOANS | 140,187,219,203 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,889,659,071 |
| Land And Building | 1,742,617,786 |
| Other Fixed Assets | 1,363,097,414 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,374,745,821 |
| All Other Assets | 80,497,177 |
| TOTAL ASSETS | 194,179,276,274 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 7,665,000,000 |
| Accounts Payable & Other Liabilities | 4,609,342,168 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 34,300,458,504 |
| Regular shares | 36,184,185,310 |
| All Other Shares & Deposits | 93,173,875,827 |
| TOTAL SHARES & DEPOSITS | 163,658,519,641 |
| TOTAL LIABILITIES | 175,932,861,809 |
| Regular Reserve | 0 |
| Other Reserves | 17,846,605,889 |
| Undivided Earnings | 399,808,576 |
| TOTAL EQUITY | 18,246,414,465 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 194,179,276,274 |
| INCOME & EXPENSE | |
| Loan Income | 8,305,643,166 |
| Investment Income | 1,261,271,813 |
| Other Income | 425,393,342 |
| Total Employee Compensation & Benefits | 2,694,146,233 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,147,646,723 |
| Non-operating Income & (Expense) | 57,664,589 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,342,250,013 |
| Cost of Funds | 2,605,680,194 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,468,968,534 |
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