Sep, 30, 2025 — VA DESERT PACIFIC FEDERAL CREDIT UNION is a federal credit union headquartered in SIGNAL HILL, CA with 2 branch locations and about $94.74 million in total assets. Opened 79 years ago in 1947, VA DESERT PACIFIC FEDERAL CREDIT UNION has about 6,226 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VA DESERT PACIFIC FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2845 Temple Ave SIGNAL HILL, CA 90755 |
| Phone: | (562) 498-1250 |
| Fax: | (562) 597-5122 |
| Website: | https://www.vadpfcu.org |
| Branches: | 2 branch locations |
| Members: | 6,226 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5530 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1947 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $94,739,530 |
| CEO/Manager: | Christine Wood |
| Chairperson: | Kathy Cash |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,361,141 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 31,858,833 |
| Unsecured Loans | 5,971,295 |
| Other Loans | 22,711,160 |
| TOTAL LOANS | 60,541,288 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -432,576 |
| Land And Building | 0 |
| Other Fixed Assets | 369,744 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 653,291 |
| All Other Assets | 0 |
| TOTAL ASSETS | 94,739,530 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 298 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,124,246 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,387,765 |
| Regular shares | 33,347,382 |
| All Other Shares & Deposits | 26,221,026 |
| TOTAL SHARES & DEPOSITS | 73,956,173 |
| TOTAL LIABILITIES | 75,091,750 |
| Regular Reserve | 0 |
| Other Reserves | -1,314,374 |
| Undivided Earnings | 20,962,154 |
| TOTAL EQUITY | 19,647,780 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 94,739,530 |
| INCOME & EXPENSE | |
| Loan Income | 3,203,784 |
| Investment Income | 718,350 |
| Other Income | 300,779 |
| Total Employee Compensation & Benefits | 1,673,352 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,499,377 |
| Non-operating Income & (Expense) | -50,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 101,234 |
| Cost of Funds | 406,283 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 989,594 |
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