Sep, 30, 2025 — RUSSELL COUNTRY FEDERAL CREDIT UNION is a federal credit union headquartered in GREAT FALLS, MT with 3 branch locations and about $123.09 million in total assets. Opened 80 years ago in 1946, RUSSELL COUNTRY FEDERAL CREDIT UNION has about 9,853 members and employs 33 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RUSSELL COUNTRY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 810 1st Ave S GREAT FALLS, MT 59401-3704 |
| Phone: | (406) 761-2880 |
| Fax: | (406) 761-7628 |
| Website: | https://www.russellcountryfcu.org |
| Branches: | 3 branch locations |
| Members: | 9,853 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5387 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1946 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $123,090,083 |
| CEO/Manager: | Stacey Byrne |
| Chairperson: | James A Oehmcke |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,429,548 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 34,096,300 |
| Unsecured Loans | 1,719,205 |
| Other Loans | 73,043,931 |
| TOTAL LOANS | 108,859,436 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -177,660 |
| Land And Building | 1,423,817 |
| Other Fixed Assets | 309,418 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,005,302 |
| All Other Assets | 0 |
| TOTAL ASSETS | 123,090,083 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 987 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 452,164 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 21,143,269 |
| Regular shares | 35,688,524 |
| All Other Shares & Deposits | 56,066,075 |
| TOTAL SHARES & DEPOSITS | 112,897,870 |
| TOTAL LIABILITIES | 113,351,021 |
| Regular Reserve | 0 |
| Other Reserves | 1,843,782 |
| Undivided Earnings | 7,895,280 |
| TOTAL EQUITY | 9,739,062 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 123,090,083 |
| INCOME & EXPENSE | |
| Loan Income | 3,863,569 |
| Investment Income | 348,808 |
| Other Income | 505,881 |
| Total Employee Compensation & Benefits | 1,968,308 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,375,042 |
| Non-operating Income & (Expense) | 9,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 140,767 |
| Cost of Funds | 1,239,849 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 314,243 |
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