Sep, 30, 2025 — AMARILLO COMMUNITY FEDERAL CREDIT UNION (ACFCU) is a federal credit union headquartered in AMARILLO, TX with 5 branch locations and about $305.89 million in total assets. Opened 81 years ago in 1945, AMARILLO COMMUNITY FEDERAL CREDIT UNION (ACFCU) has about 28,820 members and employs 94 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMARILLO COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6100 W Interstate 40 AMARILLO, TX 79106-2515 |
| Phone: | (806) 358-7561 |
| Fax: | (806) 358-6380 |
| Website: | https://www.acfcu.org |
| Branches: | 5 branch locations |
| Members: | 28,820 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5168 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1945 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $305,893,941 |
| CEO/Manager: | Scott Rose |
| Chairperson: | Bob Miller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,900,994 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 81,105,044 |
| Unsecured Loans | 9,651,847 |
| Other Loans | 114,945,478 |
| TOTAL LOANS | 205,702,369 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,977,282 |
| Land And Building | 4,931,842 |
| Other Fixed Assets | 15,037,870 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,530,444 |
| All Other Assets | 314,225 |
| TOTAL ASSETS | 305,893,941 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -4,506,519 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 44,576,704 |
| Regular shares | 97,486,213 |
| All Other Shares & Deposits | 143,288,686 |
| TOTAL SHARES & DEPOSITS | 285,351,603 |
| TOTAL LIABILITIES | 280,845,084 |
| Regular Reserve | 0 |
| Other Reserves | -888,275 |
| Undivided Earnings | 25,937,132 |
| TOTAL EQUITY | 25,048,857 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 305,893,941 |
| INCOME & EXPENSE | |
| Loan Income | 8,948,570 |
| Investment Income | 1,912,352 |
| Other Income | 2,839,216 |
| Total Employee Compensation & Benefits | 4,630,607 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,882,715 |
| Non-operating Income & (Expense) | 95,178 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,701,873 |
| Cost of Funds | 4,374,889 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,351,324 |
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