UNITED 1ST FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.united1stfcu.org for more information.
Sep, 30, 2025 — UNITED 1ST FEDERAL CREDIT UNION is a federal credit union headquartered in Kingsland, GA with 7 branch locations and about $198.26 million in total assets. Opened 83 years ago in 1943, UNITED 1ST FEDERAL CREDIT UNION has about 25,943 members and employs 90 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED 1ST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 162 N Gross Rd Kingsland, GA 31548-6229 |
| Phone: | (912) 729-2800 |
| Fax: | (912) 882-2314 |
| Website: | https://www.united1stfcu.org |
| Branches: | 7 branch locations |
| Members: | 25,943 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4999 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1943 |
| Last Audited: | Sep 01, 2019 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $198,261,401 |
| CEO/Manager: | Patrick T Conn |
| Chairperson: | Yvonne Hawkins |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 37,489,373 |
| TOTAL INVESTMENTS | 36,106,372 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 30,945,497 |
| Unsecured Loans | 8,980,550 |
| Other Loans | 72,457,802 |
| TOTAL LOANS | 112,383,849 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,411,040 |
| Land And Building | 5,147,392 |
| Other Fixed Assets | 797,467 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,482,452 |
| All Other Assets | 6,265,536 |
| TOTAL ASSETS | 198,261,401 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 41 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,021,452 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 48,112,776 |
| Regular shares | 59,159,747 |
| All Other Shares & Deposits | 68,138,137 |
| TOTAL SHARES & DEPOSITS | 175,410,660 |
| TOTAL LIABILITIES | 178,432,153 |
| Regular Reserve | 2,203,080 |
| Other Reserves | 0 |
| Undivided Earnings | 17,626,168 |
| TOTAL EQUITY | 19,829,248 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 198,261,401 |
| INCOME & EXPENSE | |
| Loan Income | 2,658,640 |
| Investment Income | 352,778 |
| Other Income | 2,890,559 |
| Total Employee Compensation & Benefits | 2,283,358 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,357,776 |
| Non-operating Income & (Expense) | 59,129 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 461,392 |
| Cost of Funds | 369,604 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 488,976 |
| ↑ Back to Top | |