Sep, 30, 2025 — BESSEMER SYSTEM FEDERAL CREDIT UNION is a federal credit union headquartered in GREENVILLE, PA with 1 branch location and about $46.05 million in total assets. Opened 83 years ago in 1943, BESSEMER SYSTEM FEDERAL CREDIT UNION has about 3,153 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BESSEMER SYSTEM FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 106 Woodfield Dr GREENVILLE, PA 16125 |
| Phone: | (724) 588-6119 |
| Fax: | (724) 588-5344 |
| Website: | https://www.bessfcu.com |
| Branches: | 1 branch locations |
| Members: | 3,153 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4982 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1943 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $46,053,663 |
| CEO/Manager: | Joy E Peterson |
| Chairperson: | Timothy P Edwards |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,973,962 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,158,652 |
| Unsecured Loans | 1,483,197 |
| Other Loans | 5,589,278 |
| TOTAL LOANS | 9,231,127 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -23,344 |
| Land And Building | 380,947 |
| Other Fixed Assets | 47,952 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 385,403 |
| All Other Assets | 0 |
| TOTAL ASSETS | 46,053,663 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,117 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,955,199 |
| Regular shares | 22,452,573 |
| All Other Shares & Deposits | 11,405,610 |
| TOTAL SHARES & DEPOSITS | 40,813,382 |
| TOTAL LIABILITIES | 40,832,499 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,221,164 |
| TOTAL EQUITY | 5,221,164 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 46,053,663 |
| INCOME & EXPENSE | |
| Loan Income | 406,154 |
| Investment Income | 767,070 |
| Other Income | 85,527 |
| Total Employee Compensation & Benefits | 394,029 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 430,391 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 37,601 |
| Cost of Funds | 306,322 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 190,230 |
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