Sep, 30, 2025 — PATENT AND TRADEMARK OFFICE FEDERAL CREDIT UNION (PTO FCU) is a federal credit union headquartered in ALEXANDRIA, VA with 1 branch location and about $40.03 million in total assets. Opened 84 years ago in 1942, PATENT AND TRADEMARK OFFICE FEDERAL CREDIT UNION (PTO FCU) has about 2,822 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PATENT AND TRADEMARK OFFICE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 501 Dulany St ALEXANDRIA, VA 22314 |
| Phone: | (571) 272-0350 |
| Fax: | (571) 273-0190 |
| Website: | https://www.ptofcu.org |
| Branches: | 1 branch locations |
| Members: | 2,822 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4936 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1942 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $40,030,588 |
| CEO/Manager: | Melinda Edmunds |
| Chairperson: | Welton E Lloyd |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,574,223 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,416,712 |
| Unsecured Loans | 2,932,592 |
| Other Loans | 14,702,162 |
| TOTAL LOANS | 22,051,467 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -187,272 |
| Land And Building | 0 |
| Other Fixed Assets | 44,579 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 355,418 |
| All Other Assets | 0 |
| TOTAL ASSETS | 40,030,588 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,191 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,803,967 |
| Regular shares | 19,908,501 |
| All Other Shares & Deposits | 4,409,328 |
| TOTAL SHARES & DEPOSITS | 37,121,798 |
| TOTAL LIABILITIES | 37,122,989 |
| Regular Reserve | 0 |
| Other Reserves | 1,385,665 |
| Undivided Earnings | 1,521,934 |
| TOTAL EQUITY | 2,907,599 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 40,030,588 |
| INCOME & EXPENSE | |
| Loan Income | 862,056 |
| Investment Income | 230,674 |
| Other Income | 119,342 |
| Total Employee Compensation & Benefits | 584,984 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 463,937 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 12,245 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 189,712 |
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