PORTSMOUTH SCHOOLS FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://portsmouthschoolsfcu.com for more information.
Sep, 30, 2025 — PORTSMOUTH SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in PORTSMOUTH, VA with 0 branch location and about $2.29 million in total assets. Opened 84 years ago in 1942, PORTSMOUTH SCHOOLS FEDERAL CREDIT UNION has about 870 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PORTSMOUTH SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 455 DINWIDDIE STREET PORTSMOUTH, VA 23704 |
| Phone: | (757) 398-9140 |
| Fax: | (757) 399-6578 |
| Website: | https://portsmouthschoolsfcu.com |
| Branches: | 0 branch locations |
| Members: | 870 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4833 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1942 |
| Last Audited: | Dec 01, 2018 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,294,907 |
| CEO/Manager: | Jamella Dildy |
| Chairperson: | DEFOREST MAPP |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 846,129 |
| TOTAL INVESTMENTS | 427,670 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 529,037 |
| Other Loans | 426,111 |
| TOTAL LOANS | 955,148 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -27,425 |
| Land And Building | 15,000 |
| Other Fixed Assets | 36,068 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 21,876 |
| All Other Assets | 20,441 |
| TOTAL ASSETS | 2,294,907 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 48 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 25,363 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 486,587 |
| Regular shares | 1,618,479 |
| All Other Shares & Deposits | 254,070 |
| TOTAL SHARES & DEPOSITS | 2,359,136 |
| TOTAL LIABILITIES | 2,384,547 |
| Regular Reserve | 17,661 |
| Other Reserves | 0 |
| Undivided Earnings | -107,301 |
| TOTAL EQUITY | -89,640 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,294,907 |
| INCOME & EXPENSE | |
| Loan Income | 67,373 |
| Investment Income | 3,004 |
| Other Income | 36,236 |
| Total Employee Compensation & Benefits | 172,191 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 143,720 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,951 |
| Cost of Funds | 295 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -204,558 |
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